"Excuses" is one of the better words to describe how the stuck view themselves and the rest of life. It demonstrates the trap that develops when one tries to postpone pain and run away from reality. Emphasis is shifted from self growth and moving forward to blaming people or circumstances.
If we continue to make excuses ("I'm too poor ... disabled ... traumatized....hurt by divorce ... limited by time ... physically ill etc.), we go nowhere. We do little that nourishes life. And we view life from a narrow perspective.
The good news is, we can all start over.
It's amazing how many wounded, stuck people get well and achieve something worthwhile after taking the needed steps to let go of excuses.